
BlockCoop SACCO is a modern, tech-driven cooperative designed for the digital age. We combine the security of blockchain with the flexibility of digital assets, making savings, investments, and credit more accessible, transparent, and efficient. Our SACCO empowers members with innovative financial solutions, including digital asset-backed loans, real-time share trading, decentralized voting, and financial literacy programs.
Whether you're a blockchain enthusiast, a young professional, or a traditional SACCO member looking for more flexible options, BlockCoop offers a smarter, faster, and more rewarding way to grow your wealth. Join us as we build the SACCO of tomorrow, today!
Join us as we build the SACCO of tomorrow, today!
Join Us

Why BlockCoop SACCO?
Access More Credit with Digital Collateral
Get loans up to 5X your savings by using digital assets like crypto or tokenized real estate as collateral.
Easy, Secure Share Trading
Buy, sell, or trade SACCO shares anytime with a real-time order book on our platform.
No Traditional Loan Guarantors
Automated guarantor services that eliminate the need for traditional guarantors or collateral.
Decentralized Voting & Governance
Participate in SACCO decisions through a secure, transparent voting system.
Comprehensive Financial Insights
Get real-time updates on the SACCO’s financial health through our compliance and performance dashboard.
Grow Your Wealth with DeFi
Access earning opportunities through yield farming, liquidity pools, staking, and collective investments.
Instant Access and Cross-Border Support
Make secure transactions in multiple currencies, including stablecoins.
Financial & Blockchain Literacy
Learn the basics of blockchain and DeFi through our free, certified course designed to empower members with financial knowledge.
Join us as we build the SACCO of tomorrow, today!
Products & Services
Savings Products

Flexi Savings Account
A flexible savings account with competitive returns and easy access to funds.
- • Open to all members - no minimum deposit required.
- • Flexible monthly contributions with no minimum amount.
- • Access loans at 1.5% - 2% pm (reducing balance).

Fixed Savings Account
Earn higher returns by locking in your savings.
- • Minimum deposit: KES 2,500 p.m. | Minimum balance: KES 10,000 for interest.
- • Enjoy higher interest rates for disciplined saving.
- • Access loans at 1% -1.5% p.m. (reducing balance).
Loan Products

Instant (Emergency) Loan
Quick loans for urgent needs, accessible anytime.
- • Borrow up to 2x your savings balance.
- • Same-day loan processing for financial emergencies.
- • 12-month repayment period with a 1-month grace period.

Asset Loan
Borrow against your digital assets, including crypto and tokenized properties.
- • Borrow up to 3x your savings balance to invest in digital assets.
- • Minimum monthly savings of at least 1% of loan value in the last 6 months.
- • 24-month repayment period to finance digital asset investments.
- • Exclusive benefits: Access to Welfare Loans for rent, internet, school fees.

Development Loan
Long-term financing for business expansion, education, or personal growth.
- • Borrow up to 5x your savings balance.
- • Minimum monthly savings of at least 1% of loan value in the last 6 months.
- • 36-month repayment period for major projects & investments.

SME Quick Cash Loan
Fast and flexible financing for small business owners looking to invest and expand.
- • Borrow up to KES 100,000.
- • 3-month repayment period to support business growth, working capital needs, and expansion.
